Our Mcafee Virus scanner is going off when we save JPG files in Paint,  and we think it's Xnview. Here are the steps.
1. Open  a JPG image in Xnview and save-as xxx.jpg
2. Open the image in paint and save
At that point the virus scanner detects the file as..
Exploit-MS04-028
C:\Users\blahblah\AppData\Local\Temp\xxxx (2).jpg
This only seems to happen under Vista64 and only after saving the image in Xnview first.  Also, this does not happen in version 1.91, only for newer versions.  There also appears to be extra spaces in the name of the file it detects.
It's a really weird bug.